There are many kinds of cashflow properties but cash flow notes is a specific strategy that deal in seller financing. Notes are created all the time in any economy. Sometimes they are created out of necessity simply to sell the home. Other times they are created because the seller wants to carry the paper and wants the cashflow investment of payments over time. When the seller carries the note it is often note what they planned to do and it may be that they would rather have a lump sum right now in place of waiting years for the payments to come in. This is the reason the cash flow notes industry as most understand it exists. There are investors who are constantly looking for these notes and who have cash to buy them. They need "finders" to find the notes for them and to do all the basic footwork to find out if the notes are any good. It is an industry that offers a great income to those interested in putting forth the effort to work it and learn what is really needed.